Services We Offer!
I can advise you on the following mortgage areas.
- First time buyers
- Home Movers
- Re-mortgage applications
- Product transfers if you stay with your existing lender.
- Buy to Let*
- Let to Buy
- New Build
- Commercial mortgages *
- Subprime or Adverse credit
- Help to Buy
- Shared ownership
- Gifted deposits
- Council Right to Buy
- Debt consolidation
* Business Buy to let and commercial mortgages are not regulated by the Financial Conduct Authority.
Your home may be repossessed if you do not keep up repayments on a mortgage or other loans secured on it. You should think carefully before securing other debts against your home.
Lighthouse Mortgage and Protection Solutions is a trading style of Lighthouse Advisory Services Limited which is authorised and regulated by the Financial Conduct Authority
Protection Insurance for you and your family
I will help clients find solutions to protect against loss of income due to accident, sickness, redundancy, ill-health such as critical illness, or death. By not having adequate protection policies in place this could drastically affect both the customer`s and family’s life styles, it could lead to financial difficulties in a time of the life they need it most.
It is most people’s biggest financial commitment when buying a home. I will look at all options that they can keep their dream home and standard of living if they were to fall ill, have an accident or the family could keep the home if a partner were to pass away.
Areas of protection I can recommend:
- Decreasing term assurance for mortgage and loans
- Level term assurance
- Critical illness products
- Income protection products over the short and long term
- Accident, Sickness and redundancy
- Family Income Benefit products