MORTGAGE ADVISER RAYLEIGH, ROMFORD, SHENFIELD, SOUTHEND, WICKFORD & SURROUNDING AREAS OF ESSEX!
MORTGAGE ADVISER RAYLEIGH
Introducing Richard Catling of Lighthouse Mortgage and Protection Solutions
I specialise in finding the right mortgage for you and making the process as easy as possible.
I love helping people buy their dream home and saving people money on their mortgage, this is what I do best!
I have access to hundreds of mortgage products and some exclusive mortgage rates which are not available if you go direct to a bank or building society.
People choose Lighthouse because the needs of our client`s come first, every time!
We believe in responsible mortgage borrowing; we hold in-depth discussions to ascertain affordability today, if mortgage rates increase and also the implications of lifestyle changes such as having a family.
Treating Customers Fairly
Lighthouse Mortgage and Protection Solutions are committed to offering our customers the highest possible standards of service. In so doing we support the Financial Conduct Authority`s ‘Treating Customers Fairly’ philosophy. We recognise that both we and our customers have everything to gain if we look after your best interests and treat you fairly in all aspects of our dealings with you…
Lighthouse Mortgage and Protection Solutions is the approved provider of professional mortgage advice to members of the following groups, Royal College of Nursing, General Federation of Trade Unions, Fire Brigades Union, Foster Talk and Unite the Union, to name just a few.
There is no charge for the initial chat. I only charge my clients a one off Mortgage Fee, the Fee depends on the complexity of the case and the good news is, this is not payable until a Lender issues you with a Formal Mortgage Offer!
As I am so confident that you will be happy with my mortgage recommendation, I do not need to charge my clients an upfront fee!
So please contact me to discuss your requirements!
I have over 25 years’ experience in the financial sector and for the last 15 years I have been a Mortgage Adviser. Most of the last 15 years I worked as a Mortgage Adviser for a major High Street Bank.
I made the decision to go to become an Independent Mortgage Adviser as I wanted to achieve the best deal possible for my clients, not the best deal possible for the bank!
I will explain the complicated process of obtaining a mortgage in a manner customers will fully understand. I can put your mind at rest and talk you through the whole process of buying a home. This includes dealing with the estate agents and solicitors from the initial application until you finally complete the purchase. I can speak to you whenever time suits you best and yes that is outside of normal working hours, I will always be on the end of the phone if you need me!
If you are looking for your first mortgage, want to raise money with a re-mortgage, you are planning your next house move, want to buy a property to rent out, or simply want to know that your existing deal is still the most suitable and cost-effective one for you, I can help you.
I also want to make sure you can protect your mortgage debt and lifestyle and I can provide protection for you and your loved ones as cost-effectively as possible, giving you peace of mind and the satisfaction of knowing you’re taking good care of their needs.